Don’t Settle for
Minimum Coverage—
Get the Protection You Deserve
Renters Insurance
Protect What
Matters Most
Renting an apartment should come with peace of mind. At Apterian, we make sure you’re covered with renters insurance that not only meets your community’s requirements but also safeguards the things that make your space feel like home. From your furniture and electronics to your clothes and personal treasures, we’ve got you covered.
The Apterian Advantage
for Renters
Choosing Apterian means you’re getting more than just a policy—you’re getting a partner in protecting your lifestyle.
Maximize Savings – We shop top carriers to find you the best coverage at the best price.
Simplify Insurance – Our advisors make the process easy to understand and hassle-free.
Exceptional Service – Personalized support from people who care about protecting you.
Bundled Savings – Combine renters and auto insurance to save big—sometimes even making coverage nearly free.
Why Renters Insurance Matters
Many apartment communities only require liability coverage—which protects the building, not your belongings. Without full renters insurance, you could be left paying out of pocket if your property is stolen, damaged, or destroyed. Apterian ensures you don’t just meet the minimum—you’re fully protected.
Join the Apterian Advantage
Becoming part of the Apterian Advantage means more than just buying insurance—it’s gaining a partner dedicated to protecting your lifestyle and your budget. From renters to auto coverage, we simplify the process, maximize your savings, and deliver service you can count on every step of the way.
What’s Covered
Your apartment community may only require liability insurance, which protects them—not you. That means if your belongings are stolen, damaged, or destroyed, you could be left footing the bill. Apterian is here to make sure you’re fully covered, protecting what’s yours when your apartment management won’t.
Personal Property Protection
Your belongings are more than just “stuff”—they’re your furniture, electronics, clothing, and personal treasures that make your apartment feel like home. Most apartment communities don’t protect these items; their liability coverage only safeguards the building itself. Apterian ensures your personal property is covered against theft, fire, water damage, and other unexpected events, and with certain policies, your coverage extends all around the world, protecting your valuables wherever life takes you. With our guidance, you can select a policy that truly safeguards the things you’ve worked hard to own, so you’re never left paying out of pocket for losses that aren’t your fault.
Liability Coverage
While liability insurance is often the only coverage your apartment management requires, it only protects them—not you. Liability coverage is still important because it protects you if someone is injured in your apartment or if you accidentally damage someone else’s property. Apterian helps you understand the right limits and options so you’re fully safeguarded against lawsuits or claims, giving you peace of mind that extends far beyond the minimum requirements of your community.
Loss of Use
If a fire, flood, or other covered loss leaves your apartment uninhabitable, your apartment community likely won’t cover your temporary housing, meals, or other living expenses. Apterian makes sure you’re protected with loss of use coverage, which helps pay for alternate accommodations and keeps your life on track while repairs are made. We help you choose the right policy limits so you can recover quickly without the stress of unexpected bills—something your apartment management rarely considers.
Optional Add-Ons (Available with Select Carriers)
Water Backup Coverage – Protects against damage caused by sewer or drain backups.
Personal Injury Coverage – Provides legal defense against claims such as slander, libel, or wrongful eviction.
Scheduled Property Coverage – Additional protection for high-value items such as jewelry, art, or collectibles.
Electronics & Home Office Coverage – Extra protection for laptops, smartphones, and home office
Pet Liability Coverage – Covers damage or injury caused by your pets.